What is the medical exam and questions for life insurance like?
Posted December 21st, 2009 by admin 6 Comments »
red_grad asked:
We are looking into life insurance. I am wondering what the medical exam and questions are like? How much more typically is it if you have a medical issue (like high blood pressure) compared to if you have good health? We are in our late 20’s.
I forgot to add, do they only ask your current health for the last 6 months to a year? Or is it your whole health history? I ask because let’s say the high blood pressure has been normal for the last 6 months to a year… will they still consider this in their pricing?
We are looking into life insurance. I am wondering what the medical exam and questions are like? How much more typically is it if you have a medical issue (like high blood pressure) compared to if you have good health? We are in our late 20’s.
I forgot to add, do they only ask your current health for the last 6 months to a year? Or is it your whole health history? I ask because let’s say the high blood pressure has been normal for the last 6 months to a year… will they still consider this in their pricing?